Liberty Choice Group | Fast Business Funding & Working Capital
Fast business funding — no hard credit checks. Just 3 bank statements to start.
NEW Same-day decisions on qualified applications

Capital that moves at the speed of your business.

Liberty Choice Group connects you with flexible funding built around your cash flow — term capital, credit lines, equipment financing and more. Apply in minutes with no hard credit pull.

No hard credit pull Funding in as little as 24 hours $5K–$5M available
Capital deployed LIVE
$0
across 12,400+ funded businesses nationwide
Apply3 recent bank statements 2 min
Get matchedTailored offers, no credit ding 1–2 hrs
Get fundedDirect deposit to your account 24 hrs
0
Capital deployed to businesses
0
From approval to funded
0
Businesses funded nationwide
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Client satisfaction rating
Funding solutions

One relationship. Every way to fund growth.

Whatever the goal — payroll, inventory, equipment, expansion or a cash-flow cushion — we match you to the right structure from our marketplace of trusted funding partners.

Term Capital

$5,000 – $2,000,000

A lump sum of working capital with fixed, predictable terms — put it toward any business need and repay on a schedule that fits.

  • No early payoff penalties
  • Funds delivered within hours

Business Line of Credit

$10,000 – $500,000

A revolving line you can draw on whenever you need it — only pay for what you use, and replenish as you repay.

  • Draw funds on demand
  • Interest only on what you use

Equipment Financing

Up to $1,000,000

Finance new or used equipment with no large upfront cost, so you can keep cash working elsewhere in the business.

  • Little to no money down
  • New & used equipment

Working Capital

$5,000 – $5,000,000

Flexible capital designed to smooth cash flow, cover operations and seize opportunities the moment they appear.

  • Built for small & growing firms
  • Fast, simple application

Card Processing & Cash Discount

Free savings analysis

A no-obligation review of your merchant fees. Many clients cut processing costs sharply and reinvest the savings.

  • Save 20–100% on fees
  • No obligation, real numbers

Bridge & Additional Funding

Refinance or stack

Already funded? We can often add capital or refinance your existing advance into stronger, cleaner terms.

  • Top-ups on current positions
  • Better-term refinancing
The Liberty approach

We speak the language of business.

Getting funded shouldn't feel like a second full-time job. Our model is built on speed, straight answers, and terms that actually fit how your business runs.

Funding shaped around your goals

We start with your numbers and your objectives — not a rigid product menu. From there we match you to the structure that fits, whether that's a term advance, a revolving line, or equipment financing.

Easy applicationA few clicks and three bank statements — no mountains of paperwork.
Fast approval & fundingDecisions in hours and funds deposited directly into your account.

Make capital simple and stress-free

Our mission is to remove the friction between a business and the capital it needs to grow. Personalized solutions, a dedicated team, and a process that respects your time.

A dedicated funding managerOne point of contact who knows your file from application to payoff.
Your success is the priorityGuidance and support that continues well past the day you're funded.

Turn access to capital into a bridge, not a barrier

We're building a future where any credible business — from first-year startup to established operator — can secure smart funding without the red tape.

Empowering everyday entrepreneursBacking bold ideas with the capital to make them real.
Setting the pace on fundingSmarter technology and seamless service at every stage of growth.
A+
Client-first funding
Approved in 1 hr
$250K deposited
24-hr turnaround
How it works

Funded in four simple steps.

No hard credit pulls, no endless forms. Send three months of statements and let our team do the heavy lifting.

STEP 01

Apply online

Complete a short application and upload your three most recent business bank statements.

STEP 02

Get reviewed

Our team reviews your file the same day — with no hard inquiry on your credit.

STEP 03

Choose your offer

Compare tailored options from our marketplace and pick the terms that fit best.

STEP 04

Get funded

Approved funds are deposited directly into your business account — often within 24 hours.

Why Liberty Choice

Speed, flexibility, and a human on the other end.

Funding in hours

Most complete applications are reviewed the same day and funded within 24–48 hours.

No hard credit pulls

Explore your options with zero impact to your credit score. Ever.

Flexible structures

Term, revolving, equipment, or bridge — matched to your cash flow, not a rigid template.

A dedicated manager

One point of contact who understands small business and stays with your file.

Transparent terms

Clear numbers up front — no hidden fees and no surprises at signing.

Marketplace of partners

Access competitive offers from a network of vetted funding partners in one place.

Client stories

Businesses that moved forward with us.

"Cash flow was choking us going into our busy season. Liberty Choice had $120,000 in our account inside a day — no credit ding, no runaround. It genuinely saved the quarter."

DR
Devon ReyesOwner, Coastal HVAC Co.

"I applied Tuesday and had a line of credit ready by Wednesday afternoon. The manager treated us like their only client. We finally have room to breathe and grow."

MG
Mara GallegoFounder, Northgate Fitness

"We needed a new production line and couldn't tie up our cash. The equipment financing was fast and clean — approved with almost nothing down and up and running in a week."

TO
Theo OkaforCEO, Bright Press Printing
Good to know

Frequently asked questions

Most complete applications are reviewed the same day, with approval and funding typically within 24 to 48 hours. We move fast because your business does.

No. Reviewing your options with Liberty Choice Group involves no hard credit pull, so you can explore funding with zero impact to your score.

Just your three most recent business bank statements and a few basic details about your company. That's enough for us to prepare tailored options for you to review.

Yes. In many cases we can provide additional capital on top of your current position or refinance an existing advance into stronger, cleaner terms.

We pair speed and flexibility with a genuine human relationship. Tailored options, fast approvals, transparent terms, and a dedicated manager who understands small business — we don't just fund you, we grow with you.

Ready to get started

Let's get your business funded.

Fill out the form and a dedicated funding manager will reach out with tailored options — usually within a couple of hours during business hours.

  • No hard credit pullExplore options with no impact to your credit.
  • 3 bank statements to startEmail your most recent statements to begin.
  • Answers in 1–2 hoursTailored funding options to review, fast.

Get an approval

It's our pleasure to have a chance to work with you.

✓ Thanks! Your request is in — a funding manager will reach out shortly.

Liberty Choice Group is a financing marketplace, not a lender or bank. Funding options, amounts, rates, and terms are provided by independent third-party funding partners and are subject to approval. Not all applicants will qualify.

Liberty ChoiceGroup · Capital

Fast, flexible business funding built around your cash flow. Explore your options with no hard credit pull — just three bank statements to get started.

Get in touch

1000 North West Street, Mid-Town Brandy Wine, Suite 1220, Wilmington, DE 19801

Mon–Fri · 9am–7pm EST

Liberty Choice Group is a financing marketplace and referral service, not a lender, bank, or funding provider. We connect businesses with independent third-party funding partners. All funding amounts, rates, terms, and approvals are determined solely by those partners and are subject to their underwriting criteria. Not all applicants will qualify, and figures shown are illustrative. This site does not constitute an offer or commitment to lend or provide financing. Testimonials reflect individual experiences and are not a guarantee of future results.

© 2026 Liberty Choice Group. All rights reserved.